Frequently Asked Questions
Real answers from our mortgage advisers
Have a question about mortgages, buying a home, remortgaging or the property market? Explore our video FAQs and hear directly from the Riches Financial team.
Our most frequently asked questions
At Riches Financial, we believe selecting the right mortgage advisor is key. We have created online videos for you to watch and to help you make the correct decision. We have selected few videos covering some of the questions we are asked most frequently.Â
Please feel free to watch the videos below and review the full list of questions to learn more and find the answers you need.
General / Mortgage Advice
- 1. Why do you love working in mortgages?
- 2. Where do you start if you want to buy a new property?
- 3 . What would you say a good application looks like?
- 4. What should people worry less about when buying a home?
- 5. What is your prediction for 2026?
- 6. What is your favourite conversation you have had recently?
- 7. What is the SVR?
- 8. What is the question we get asked every time?
- 9. What is the perfect mortgage term, for a first time buyer?
- 10. What is the most overused phrase in the office?
- 11. What is the most exciting things this week?
- 12. What is the difference between an evaluation and a survey?
- 13. What is the biggest "I didn't know" moment from clients?
- 14. What is one thing you tell clients if they stuck?
- 15. What is one thing people are always surprised about?
- 16. What is one thing every buyer knew before starting the buying process?
- 17. What is an ERC?
First-Time Buyers
- 23. What holds back first time buyers?
- 24. What does LTV stand for?
- 25. What do you think the earlier a person should speak to a mortgage advisor?
- 26. What are the fees and costs of buying my first home?
- 27. What advice would I give to someone looking to buy their first property?
- 28. Top tips for estate agents before accepting an offer from a buyer?
- 29. Should I take a fixed rate or a variable rate mortgage?
- 30. Does having a bigger deposit mean you can borrow more money?
- 31. Do you need a perfect credit score to apply for a mortgage?
Mortgage Market
Costs / Lending
Mortgage Market Updates
7 Videos
Still Have Questions?
Can't Find the Answer You're Looking For?
Every mortgage journey is different. If you still have questions, our advisers are here to help.
